A pre-determination is a proposed course of treatment submitted to Ellement by your dentist or orthodontist (by your provider) to determine allowable procedures, the eligible amount payable...
If you become totally disabled due to a non-occupational injury or sickness you will receive a disability benefit, provided you are under the continual treatment of a qualified and licensed physician.​
Your eligible dependents become covered for benefits at the same time you become eligible. A Registration Form must be on file for at least one year...
Coverage for unmarried dependents may be extended beyond the age of 21 but under 25 years of age if the child is attending an accredited educational institute, college or university...
Whenever an apprentice attends a recognized trade school related to their employment for at least two consecutive weeks in any calendar month, no deduction will be made from their reserve account for that month.
A Member who is in good standing with the Union and whose eligibility terminates may continue coverage from month to month (up to a maximum of 18 consecutive self-payments) by making self-payments.
Hours worked for contributing employers by each employee will be credited to the individual's "reserve account". 125 hours of work credit will be deducted from each eligible employee's...
You and your eligible dependents will become eligible for all benefits except Life Insurance benefits on the first day of the second month following a period of not more than 3 consecutive calendar months...
No. If you are age 50 or older, your benefit must be used to provide you with a monthly pension upon retirement. However, if your benefits are Vested and you have not yet reached age 50, you may be eligible to choose the portability option and transfer...
If your employment is interrupted and you have a Break in Service, you may lose the Pension Credit you earned before the break. This could affect the calculation of any benefit you later receive from the Plan.
You will become a Participant in the Plan at the end of any period of two consecutive calendar years following your Contribution Date in which you completed a total of at least 350 hours of work.
Learn how to register to the Member Portal to access all the features specific to your personal information and circumstances.
Learn how to submit an unpaid balance of an approved claim through the Healthcare Spending Account (HCSA) in the Ellement app.
As a member of Albert Ironworkers, you can now estimate the monthly retirement pension amount payable to you from the pension plan based on your expected retirement date or age through the Member Portal.
Discover the location of crucial  member details and other useful information in the Ellement app.
Search your Claim History in the Ellement app to determine the status of a claim and review the Explanation of Benefits.
Learn how to file service claims using the Ellement app to get the most out of your benefits.
Create your username and password in the Ellement app to start managing your health and wellness benefits.
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