A Member who is in good standing with the Union and whose eligibility terminates may continue coverage from month to month (up to a maximum of 18 consecutive self-payments) by making self-payments. The first payment must be made prior to the termination of eligibility; payments must be continuous so long as the employee is eligible to make them and must be made in advance of the month for which coverage is desired or in before the third business day of the month that you need the benefits for. You will receive a self-payment letter a month before your benefits are terminated with instructions in how to make the payments. Members who are eligible due to self-payments are not eligible for Weekly Disability benefits.
For further information concerning the amount of self-payment, grace periods that may be allowed by the Trustees for such payments, and other requirements which must be met, please contact us.
A pre-determination is a proposed course of treatment submitted to Ellement by your dentist or orthodontist (by your provider) to determine allowable procedures, the eligible amount payable...
If you become totally disabled due to a non-occupational injury or sickness you will receive a disability benefit, provided you are under the continual treatment of a qualified and licensed physician.​
