If you become totally disabled due to a non-occupational injury or sickness you will receive a disability benefit, provided you are under the continual treatment of a qualified and licensed physician.
Benefits for any one disability are payable from the 1st day of disability due to a non-occupational accident or sickness. Your benefit will be payable for not more than 104 weeks for any one period of disability.
No benefits are payable during the 26-week period during which Employment Insurance Act benefits are paid or are payable to you. You will only receive benefits under this plan during the 26-week period if you provide proof you are not eligible for Employment Insurance benefits.
If you return to active work for at least two weeks following a period of disability, any recurrence of this same disability will be considered a new period of disability.
To apply for benefits complete the Weekly Disability Benefits Form and submit to Ellement. In order to be eligible for weekly disability, applications must be received within 180 days from the date of disability.
A pre-determination is a proposed course of treatment submitted to Ellement by your dentist or orthodontist (by your provider) to determine allowable procedures, the eligible amount payable...
If you become totally disabled due to a non-occupational injury or sickness you will receive a disability benefit, provided you are under the continual treatment of a qualified and licensed physician.
