You and your eligible dependents will become eligible for all benefits except Life Insurance benefits on the first day of the second month following a period of not more than 3 consecutive calendar months during which you have accumulated at least 250 hours in your Hour Bank Account, provided you are actively at work or available for work on the day you would ordinarily become eligible.
For Basic Member Life Insurance, Basic Dependent Life Insurance, Optional Life Insurance and Accidental Death & Dismemberment coverages, you and your eligible dependents will initially become eligible prior to accumulating 250 hours if you are a member in good standing with the Union and hours have been reported on your behalf.
A pre-determination is a proposed course of treatment submitted to Ellement by your dentist or orthodontist (by your provider) to determine allowable procedures, the eligible amount payable...
If you become totally disabled due to a non-occupational injury or sickness you will receive a disability benefit, provided you are under the continual treatment of a qualified and licensed physician.​
