If your employment is interrupted and you have a Break in Service, you may lose the Pension Credit you earned before the break. This could affect the calculation of any benefit you later receive from the Plan. Here is how the Plan's Break in Service rules work.
Once you meet the Plan’s participation requirement, you will not lose credit after a Break in Service for all previously accumulated service in the Plan. In this instance, you would remain entitled to receive a "deferred vested pension" from the date you ultimately decide to retire. If you choose to have your accrued benefit transferred to another plan under the Plan's "portability option", you will not be entitled to any further benefits from the Plan for the period of service over which the transferred benefits were originally earned. Should you return to active employment after previously transferring benefits using the portability option, your prior service will not count in any way when determining any future entitlements arising from the new period of active Covered Employment and you will be required to requalify as a Plan Participant before rejoining the Plan.
A pre-determination is a proposed course of treatment submitted to Ellement by your dentist or orthodontist (by your provider) to determine allowable procedures, the eligible amount payable...
If you become totally disabled due to a non-occupational injury or sickness you will receive a disability benefit, provided you are under the continual treatment of a qualified and licensed physician.
