When do I become a Participant?

Pension Plan

You will become a Participant in the Plan at the end of any period of two consecutive calendar years following your Contribution Date in which you completed a total of at least 350 hours of work. The Contribution Date, in most cases, is the first day an employer makes contributions to the Plan on your behalf.

​Former participants who remain entitled to a deferred vested pension after incurring a Break in Service become Participants again immediately if they recommence working in Covered Employment under a collective agreement.

Elected or appointed officers of the Union, employees of the Union, or employees of the Trustees of this fund will become Participants upon completion of any period of two consecutive years following the employee's contribution date in which the employee has completed at least 350 hours of work or has earned at least 35% of the Year's Maximum Pensionable Earnings (YMPE) in each year. "YMPE" or "Year's Maximum Pensionable Earnings" is defined by the Federal government. For more information on the YMPE you can refer to the Plan Booklet or go to www.servicecanada.gc.ca for current and historical YMPE rates.

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